M’sia 5th fastest growing real-time payment market globally
Malaysia is the world’s fifth fastest-growing real-time payments market, with a compound annual growth rate (CAGR) of 26.9 per cent, according to ACI Worldwide’s third edition of Prime-Time for Real-Time 2022 report.
根据 ACI Worldwide 的第三版 Prime-Time for Real-Time 2022 报告，马来西亚是世界上增长第五快的实时支付市场，复合年增长率（CAGR）为 26.9%。
According to the report, Malaysia is exceptional in the speed with which it has implemented nationwide real-time payments and its rapid adoption by banks and non-bank participants.
根据该报告，马来西亚在全国范围内实施实时支付的速度以及银行和非银行参与者的快速采用速度都非常出色。
The country recorded 1.1 billion real-time payments transactions in 2021, facilitating an estimated US$434 million cost savings for businesses and consumers, and unlocking US$364 million of additional economic output, equivalent to 1.11 per cent of gross domestic product (GDP).
该国在 2021 年记录了 11 亿笔实时支付交易，为企业和消费者节省了约 4.34 亿美元的成本，并释放了 3.64 亿美元的额外经济产出，相当于国内生产总值 (GDP) 的 1.11%。
“Malaysia continues to accelerate the adoption of its real-time payment as well as introduce a stream of modern services, making it one of the most sophisticated real-time markets in the world.
“马来西亚继续加速采用其实时支付并引入一系列现代服务，使其成为世界上最复杂的实时市场之一。
“Malaysia’s real-time payments journey has been fast, distinctive, and sophisticated, encompassing speedy adoption built on low-value transactions, rapid evolution towards more sophisticated and value-added services, and a government determined to assist in driving adoption,” ACI Worldwide said in a statement.
“马来西亚的实时支付之旅是快速、独特和复杂的，包括基于低价值交易的快速采用、向更复杂和增值服务的快速发展，以及政府决心协助推动采用，”ACI Worldwide在一份声明中说。
ACI Worldwide partnered leading data and analytics company GlobalData, and the Centre for Economics and Business Research (Cebr) for the report.
ACI Worldwide 与领先的数据和分析公司 GlobalData 以及经济和商业研究中心 (Cebr) 合作编写了这份报告。
The report tracks real-time payments volumes and growth across 53 countries and includes an economic impact study for the first time, providing a comprehensive view of the economic benefits of real-time payments for consumers, businesses, and the broader economy across 30 countries.
该报告跟踪了 53 个国家/地区的实时支付量和增长情况，并首次包括一项经济影响研究，全面了解实时支付对 30 个国家/地区的消费者、企业和更广泛的经济的经济效益。
The report covers the group of twenty (G20) nations, excluding Russia.
该报告涵盖了不包括俄罗斯在内的二十国集团（G20）。
ACI Worldwide vice president and head of Asean Chee Cheng Ong said Malaysia is the perfect example for other Asean countries on how to establish, align and drive adoption of a modern real-time payments network.
ACI Worldwide 副总裁兼东盟负责人 Chee Cheng Ong 表示，马来西亚是其他东盟国家如何建立、调整和推动采用现代实时支付网络的完美典范。
“By opting to form its real-time network on ISO 20022, it has become one of the most harmonised and sophisticated real-time payment environments in the world and a perfect launchpad to provide a host of new and value-added services,” he said.
“通过选择在 ISO 20022 上构建其实时网络，它已成为世界上最协调和最复杂的实时支付环境之一，也是提供一系列新的增值服务的完美启动平台，”他说。
Malaysia’s real-time journey began in December 2018, with the arrival of a new real-time payment system, DuitNow, introduced by national payments network and central infrastructure provider, PayNet.
马来西亚的实时旅程始于 2018 年 12 月，随着国家支付网络和中央基础设施提供商 PayNet 推出的新实时支付系统 DuitNow 的到来.