Govt aims to double microinsurance, microtakaful sign up by 2026

The government aimed to double the number of individuals who signed up for microinsurance or microtakaful by 2026 under the Financial Sector Blueprint, Minister of Finance Tengku Datuk Seri Zafrul Tengku Abdul Aziz said.

政府的目标是到2026年根据金融部门蓝图将注册小额保险或小额保险的个人数量增加一倍，财政部长Tengku Datuk Seri Zafrul Tengku Abdul Aziz说。

The minister said other key outcomes expected by 2026 included rapid adoption of digital payments, with e-payments per capita increased at a compound annual growth rate of more than 15 per cent, and insurance and takaful penetration rate of between 4.8 to five per cent.

这位部长表示，预计到2026年的其他关键成果包括快速采用数字支付，人均电子支付以超过15%的复合年增长率增长，保险和回教保险渗透率在4.8%至5%之间。

He said the blueprint also aimed to achieve consistent growth in alternative finance directed at new, innovative businesses as well as faster, cheaper and more accessible cross-border payments.

他说，该蓝图还旨在实现针对新的创新业务的替代融资的持续增长，以及更快，更便宜和更容易获得的跨境支付。

“The blueprint’s strategies will be critical for the financial sector to navigate the upcoming challenges and opportunities, complementing the 12th Malaysia Plan (12MP).

"蓝图的战略对于金融部门应对即将到来的挑战和机遇至关重要，是对第12个马来西亚计划（12MP）的补充。

“Amongst others, the blueprint outlines strategies for the use of technology and the introduction of innovative financial solutions to improve the well-being of Malaysians,” he said at the launch of Touch ‘n Go’s (TNG) new digital personal loan facility, GOpinjam, here on 1 April.

. "除其他外，该蓝图概述了使用技术和引入创新金融解决方案以改善马来西亚人福祉的策略，"他在4月1日在这里推出Touch 'n Go（TNG）新的数字个人贷款设施GOpinjam时表示。

Tengku Zafrul said the government’s policies are well underway to promote the rakyat and business access to financial and digital inclusion with 2022 to continue to be a transformative year, supported by solid fundamentals in the financial sector and ever-changing trends.

Tengku Zafrul表示，政府的政策正在顺利进行，以促进人民和企业获得金融和数字包容性，2022年将继续是变革性的一年，这得益于金融部门坚实的基本面和不断变化的趋势。

He said the Ministry of Finance remained committed to fostering these trends and creating an enabling environment for greater market dynamism.

“This is done to better respond to the changing needs of the economy and society, where healthy competition and innovations coexist with prudent and responsible conduct,” he added.

他说，财政部仍然致力于促进这些趋势，并为更大的市场活力创造有利的环境。"这样做是为了更好地应对经济和社会不断变化的需求，其中健康的竞争和创新与谨慎和负责任的行为共存，"他补充说。

The Financial Sector Blueprint 2022-2026, which recently released by Bank Negara Malaysia, will lay the groundwork for the financial sector’s development over the next five years.

马来西亚国家银行最近发布的《2022-2026年金融部门蓝图》将为未来五年金融部门的发展奠定基础。