e-Pemula will help drive cultivation of cashless transactions in Malaysia – Tengku Zafrul

KUALA LUMPUR, 15th April (Bernama) – The RM300 million e-Pemula programme, launched today, is expected to contribute to the cultivation of cashless transactions in the country, especially among the youth and students of higher learning institutions.

吉隆坡，4 月 15 日（马新社）——今天启动的 3 亿令吉 e-Pemula 计划有望促进该国的无现金交易，特别是在青年和高等教育机构的学生中。

Finance Minister Tengku Datuk Seri Zafrul Abdul Aziz said total cashless transactions went up 74.4% to 1.1 billion in 2021 compared to 2020, reflecting that businesses and consumers are getting more comfortable with using it in shops.

财政部长Tengku Datuk Seri Zafrul Abdul Aziz表示，与 2020 年相比，2021 年的无现金交易总额增长了 74.4% 至 11 亿笔，这反映出企业和消费者越来越习惯在商店中使用它。

“Through the e-Pemula programme, the government hopes to maintain the momentum of electronic cash or e-tunai, as it hopes to drive the use of digital financial services.

“通过e-Pemula计划，政府希望保持电子现金或e-tunai的势头，因为它希望推动数字金融服务的使用。

“The implementation of e-tunai not only helps to make things more convenient for consumers but also prioritises aspects such as inclusiveness, safety and transparency,” he said at the launch of e-Pemula by Prime Minister Datuk Seri Ismail Sabri Yaakob in Cyberjaya.

“e-tunai 的实施不仅有助于让消费者更方便，而且优先考虑包容性、安全性和透明度等方面，”他在首相Datuk Seri Ismail Sabri Yaakob 在赛城推出 e-Pemula 时说。

E-wallet companies involved in the Pemula initiative are BigPay, GrabPay, ShoppePay, and Touch ‘n Go eWallet.

参与 Pemula 计划的电子钱包公司包括 BigPay、GrabPay、ShoppePay 和 Touch ‘n Go eWallet。

At the end of last year, Malaysia recorded a rise of almost 60% in business registrations for the e-tunai DuitNow QR code to 1.1 million touchpoints or physical payment centres. Combined with the network payment points of the four e-wallet providers for e-Pemula, there were 1.2 million touchpoints to facilitate cashless transactions for both consumers and businesses.

去年年底，马来西亚的 e-tunai DuitNow 二维码商业注册量增加了近 60%，达到 110 万个接触点或实体支付中心。结合 e-Pemula 的四家电子钱包提供商的网络支付点，共有 120 万个接触点为消费者和企业提供无现金交易。

Tengku Zafrul said the wide network will ensure that the implementation of e-Pemula will be comprehensive, covering the whole country, including small towns, benefiting more youths and students.

Tengku Zafrul 说，广泛的网络将确保 e-Pemula 的实施将是全面的，覆盖全国，包括小城镇，​​使更多的青年和学生受益。

With the resumption of economic activities as the nation transitions to the endemic phase of the coronavirus, e-Pemula will help drive the use of e-wallets for physical purchases, he said.

他说，随着国家过渡到冠状病毒的流行阶段，随着经济活动的恢复，e-Pemula 将有助于推动使用电子钱包进行实物购买。

“The government hopes that with the allocation of RM300 million for e-Pemula, it will encourage consumers to support local businesses, especially micro, small and medium enterprises (MSMEs) who have been badly hit by the pandemic,” he added.

他补充说：“政府希望通过为 e-Pemula 拨款 3 亿令吉，将鼓励消费者支持本地企业，尤其是受到大流行严重打击的微型、中小型企业（MSME）。”